The company is a fully-funded, mission-driven fintech company focused on bringing inclusion to credit and lending. Backed by the same people behind Chime, Square, Revolut, Step, and Brex, we’re democratizing credit for the 160 million Americans who struggle to access mainstream financial services, providing a path toward a financially healthy future.
We’re taking a radically different approach by leveraging alternative data to offer consumers access to low-interest credit and the ability to grow their credit limits over time as they learn, save, budget, and set goals. Backed by behavioral finance, our integrated financial literacy system helps customers use credit responsibly and develops a proprietary underwriting platform that can expand access to other financial products all at fair rates.
As a core part of our engineering team, you will play a fundamental role in building engaging and rewarding experiences for our users as they establish and build up their credit score and develop better financial habits while helping ensure they get access to fair credit to support their essential needs.
What You’ll Be Doing
Design, build, maintain, and scale backend services, features, and APIs within a variety of areas such as: credit management, fraud detection, internal tools, banking connectivity/aggregation, and payment processing
Define our platform architecture from the technologies used to design principles applied
Drive the entire application lifecycle (concept, design, test, release and support)
Work closely with the entire engineering, product, and design team learning what drives our customer and how we can improve their experience
Build product services supporting our mobile application and integrating with partner providers (E.g. Galileo, Socure, etc.)
Work on a small team and helping set the foundations for the company
Mentor and guide junior team members in a constructive manner
Qualifications
7+ years of developing with service and cloud based architectures
Care deeply about building high quality software and take immense pride in your craft
Able to independently scope and complete work within given timelines
Comfortable owning the development of a product from 0 to 1
Strong grasp of engineering fundamentals
Expert knowledge of Node, Typescript, JavaScript, AWS, Lambda, GraphQL
Passion for continuous learning and developing new skills
Desire to work in an Agile development environment (Kanban or Scrum)
Strong collaboration skills when facing ambiguous situations
Effective communication skills with technical and non-technical team members, a positive attitude, and ability to give and receive constructive feedback
Previous experience in multiple (2+) early stage startups
What We Offer
Competitive salary
Remote forward workplace
Equity and future growth possibilities
Excellent health, dental and vision benefits
Generous vacation and leave policies
Collaborative and engaging culture
Any requirements for your home office
Nice To Haves
Functional programming background
Experience with Serverless Architecture using CDK
Other things to note
Must be US-based
We cannot offer visa sponsorship
HOW TO APPLY
Send letter head and resume to: tp [at] htech.vip
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