I prefer not to use the keyword “it”

And the reason is simple:

I want to be as explicit as possible and allow the reader of my code to have an uninterrupted flow.

Think about it. Every time you encounter the it keyword you do, a quick, conversion between what you see and what it represents. Personally I do it even in very small lambdas, imagine if you are two or three lines deep in a lambda and you see an it:

It might not look much in this simple example but read it now with an explicit value:

You don’t have to do a mental translation and it also provides some details regarding the format of username.

This last part can make the code even more readable since it allows us to describe the values we use:

this hints that (a) values list does not contain usable data and (b) the of function will perform some kind of cleaning