100 APIs for Indian devs to integrate different financial services in your apps

In my early 10 yrs of my developer career, only FinTech APIs I knew were Stripe and CCAvenue. My ideas to build something cool in FinTech were limited to usage of these APIs only. I had little hopes from Indian FinTech ecosystem. Only when I started to look around, I was surprised to find plethora of FinTech services that are accessible with APIs and this exploded the use cases I could build with these APIs. It's been almost a month since I started collecting these APIs down and here I present them to you, the only thing I expect in return from you is - share your ideas what do you wish to build with these APIs or share what's missing here. Deal? Let's go.

Brought to you by Eko team

First, let's understand different categories of FinTech APIs

Categories of FinTech APIs

1. Payment processing APIs: These APIs enable online and mobile payments, including payment gateway APIs, digital wallet APIs, and online invoicing APIs.
2. Credit and lending APIs: These APIs provide access to credit scoring, loan origination, and other lending-related services.
3. Insurance APIs: These APIs provide access to insurance products and services, including APIs for health insurance, life insurance, car insurance, and other types of insurance.
4. Wealth management APIs: These APIs provide access to investment products and services, including mutual fund APIs, stock trading APIs, and wealth management platform APIs.
5. Personal finance APIs: These APIs provide access to personal finance management tools, including budgeting and expense tracking APIs, credit card management APIs, and more.
6. Business finance APIs: These APIs provide access to business finance management tools, including invoicing and accounting APIs, financial reporting APIs, and more.
7. Financial comparison APIs: These APIs provide access to financial product comparison tools, including APIs for banking products, insurance products, and mutual funds.
8. Financial market data APIs: These APIs provide access to real-time or historical financial market data, including stock prices, currency exchange rates, and more.
9. Foreign exchange APIs: These APIs provide access to foreign exchange rates and currency conversion services.
10. Cryptocurrency APIs: These APIs provide access to cryptocurrency market data and trading services.
11. Real estate APIs: These APIs provide access to real estate market data and property listings.
12. Financial planning and advice APIs: These APIs provide access to financial planning and investment advice tools. Banking APIs: These APIs provide access to banking products and services, including APIs for account management, money transfers, and more.
13. Credit card APIs: These APIs provide access to credit card products and services, including APIs for credit card application and management.
14. Lending and borrowing APIs: These APIs provide access to peer-to-peer lending and borrowing platforms.
15. Payment gateway APIs: These APIs enable merchants to accept payments from customers through a variety of payment methods.
16. E-commerce APIs: These APIs provide access to e-commerce platforms and tools, including APIs for product listings, inventory management, and more.
17. Personal identification and verification APIs: These APIs enable identity verification and authentication services.
18. Customer relationship management (CRM) APIs: These APIs provide access to customer relationship management tools, including APIs for customer data management,
19. Data analysis and visualization APIs: These APIs provide access to tools for analyzing and visualizing financial data.
20. Fraud detection and prevention APIs: These APIs provide access to tools for detecting and preventing financial fraud.
21. Financial reporting APIs: These APIs provide access to financial reporting and analysis tools.
22. Financial modeling and simulation APIs: These APIs provide access to tools for creating financial models and simulations. Financial risk management APIs: These APIs provide access to tools for managing financial risks, such as credit risk, market risk, and more.
23. Supply chain finance APIs: These APIs provide access to tools for managing supply chain financing, including APIs for invoice financing and trade finance.
24. Financial messaging APIs: These APIs provide access to financial messaging and communication platforms, such as SWIFT.
25. Financial education and training APIs: These APIs provide access to financial education and training resources.

There are so many of them, let's apply 80-20 rule and list down the APIs in the most useful categories

Top Payment Processing APIs in India

• Paytm API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• Google Pay API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• Eko - Domestic Money Transfer, Bill Payment, AePS and distribution of multiple financial services via 150k retail shops in India
• PhonePe API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• Amazon Pay API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• MobiKwik API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• Ola Money API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• PayU API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• Razorpay API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• Instamojo API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.
• PayPal API - Payment processing API that offers a range of payment and financial services, including mobile payments, e-commerce, and more.

Top Banking APIs in India

• HDFC Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• ICICI Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• Eko - Domestic Money Transfer, Bill Payment, AePS and distribution of multiple financial services via 150k retail shops in India
• Axis Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• Kotak Mahindra Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• SBI Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• PNB Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• Bank of Baroda API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• Canara Bank API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• Union Bank of India API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.
• Bank of India API - Banking API that offers a range of banking products and services, including checking and savings accounts, loans, and more.

Top Investment and Wealth Management APIs in India

• Zerodha API - Investment API that offers low-cost brokerage services for trading in multiple asset classes.
• Upstox API - Investment API that offers a high-speed trading platform for multiple asset classes.
• 5paisa API - Investment API that offers a user-friendly trading platform with advanced charting tools.
• TradeJini API - Investment API that offers brokerage services with a focus on customer service and support.
• Edelweiss API - Investment API that offers a range of financial products and services, including brokerage, mutual funds, and more.
• Angel Broking API - Investment API that offers a range of brokerage services for multiple asset classes, including equities, derivatives, and more.
• ICICI Direct API - Investment API that offers brokerage and financial services, including equity trading, mutual funds, and more.
• HDFC Securities API - Investment API that offers brokerage services for multiple asset classes, including equities, derivatives, and more.
• Kotak Securities API - Investment API that offers brokerage services for multiple asset classes, including equities, derivatives, and more.
• Motilal Oswal API - Investment API that offers brokerage and financial services, including equity trading, mutual funds, and more.

Top Insurance APIs in India

• PolicyBazaar API - Insurance API that offers a comparison platform for insurance products, including life, health, and car insurance.
• Tata AIA API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• HDFC ERGO API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• Bajaj Allianz API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• Max Life Insurance API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• SBI Life Insurance API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• ICICI Prudential API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• LIC API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• Birla Sun Life Insurance API - Insurance API that offers a range of insurance products, including life, health, and car insurance.
• Reliance Nippon Life Insurance API - Insurance API that offers a range of insurance products, including

Top Credit and Lending APIs in India

• Lendingkart API - Credit and lending API that offers working capital loans to small businesses.
• Capital Float API - Credit and lending API that offers a range of financial products, including loans and credit lines, to small businesses.
• Indifi API - Credit and lending API that offers working capital loans to small businesses.
• Loanzen API - Credit and lending API that offers working capital loans to small businesses.
• InCred API - Credit and lending API that offers a range of financial products, including loans, to individuals and small businesses.
• KreditBee API - Credit and lending API that offers short-term personal loans to individuals.
• EarlySalary API - Credit and lending API that offers short-term personal loans to individuals.
• Credy API - Credit and lending API that offers short-term personal loans to individuals.
• StashFin API - Credit and lending API that offers short-term personal loans to individuals.
• MoneyTap API - Credit and lending API that offers personal credit lines to individuals.

Top Identity verification APIs in India

• Authy API - Identity verification API that offers two-factor authentication and phone verification services.
• Truemail API - Identity verification API that offers email verification services.
• Jumio API - Identity verification API that offers identity verification services using artificial intelligence and machine learning.
• Onfido API - Identity verification API that offers identity verification services using artificial intelligence and machine learning.
• SumSub API - Identity verification API that offers identity verification and compliance services for financial institutions and e-commerce companies.
• Shufti Pro API - Identity verification API that offers identity verification services using artificial intelligence and machine learning.
• IDology API - Identity verification API that offers identity verification and fraud prevention services.
• IDnow API - Identity verification API that offers identity verification services using video identification technology.
• IdentityMind API - Identity verification API that offers identity verification and risk assessment services.
• Veratad API - Identity verification API that offers identity verification and age verification services.

FinTech API Aggregators in India

• Eko Node SDK - Aggregator of all financial services APIs into one SDK

If you want me to create such useful content on regular basis without getting fired from my job :) , do check out the FinTech APIs for Money Transfer and Bill Payments that my team is building. And do check out a new Open-Source Node.js SDK we recently started building to make it easy to integrate any FinTech service in your app.