No. Not only on-the-fly. But the need of templates depends on many things. It isn't necessary if you want just to make site and forget about it. But if you need to make new pages every day - maybe it will be useful.
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No. Not only on-the-fly. But the need of templates depends on many things. It isn't necessary if you want just to make site and forget about it. But if you need to make new pages every day - maybe it will be useful.