The cool part about structured educational tracks is that someone else has already done the work of finding what information you need to know. The less cool part is that sometimes you don't need all that information. I think it all depends not only on how much time someone has to research and teach themselves, but also on whether or not they've found a community of more knowledgeable people. Trying to figure out what you don't but need to know is probably the hardest part.
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The cool part about structured educational tracks is that someone else has already done the work of finding what information you need to know. The less cool part is that sometimes you don't need all that information. I think it all depends not only on how much time someone has to research and teach themselves, but also on whether or not they've found a community of more knowledgeable people. Trying to figure out what you don't but need to know is probably the hardest part.