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Discussion on: Remote workers: Are there any methods for saving on car insurance based on how little you drive?

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thompcd profile image
Corey Thompson

Allstate offers an app to monitor your actual driving statistics like speed, braking habits, milage, location etc and they will essentially prorate your plan based on usage. If you are under the bell curve that sets their pricing, they’ll pay you in exchange for your data. Idk what other institutions offer this, but I assume major carriers are most likely.

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Austin S. Hemmelgarn

A couple of other carriers here in the US do this too, and at least one (I forget which) has started offering to prorate premiums specifically based on actual mileage on top of the driving habits stuff they were already doing.

The downside of course is that you need either a car that supports talking directly to the app, or additional hardware (in the form of a BLE-enabled ODB-II data logger).