Let's start with the issues pointed out by OP, and add to that the fact that many people don't like being called out by name by a stranger in public.
That's so stupid... I'd get it if it was your full name, but your first name? Come on. Seems pretty arrogant.
@ExpDev did you even read the article?!
The name on card is usually the entity's legal name (because business cards don't even have a human's name on it, but the company name).
It's perfectly reasonable to want the opportunity to use a name that makes more sense (such as one the person would more immediately respond to, or one that's easier for the person saying it to pronounce).
@ExpDev if people try to use my first name, they will almost always pronounce something that has no resemblance at all to how it should sound. So I always go by James, the english equivalent. And my name's not even that difficult...
The "name on the card" problem is likely less in the UK and Europe where everything's contactless or we tend to use out phoens to pay. The phone screen could just be our wallpaper, it doesn't need to show the payment app or anything.
For me, I live in the USA and we just aren’t that advanced.
I'd say we should send you some sort of foreign aid but unfortunately we're completely screwed over here at the moment.
We're a place where coders share, stay up-to-date and grow their careers.
We strive for transparency and don't collect excess data.