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Discussion on: Remote workers: Are there any methods for saving on car insurance based on how little you drive?

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Horia Coman

I learned the hard way that cars that aren't driven enough are also more prone to break. There's a sweet spot of usage. Drive it too much - say hundreds of thousands of miles over its lifetime -
and it'll break down more, you'll need to replace parts, and even whole systems like the engine. Drive it too little - thousands of miles in a year in my case, or over short distances - and you have a certain other set of problems. You get oil consumption, or rust sets in certain parts, etc.

The last part is totally counterintuitive, and insurers might take it into account as well!